The Best FSA Eligible Items to Buy Before Your Funds Expire
Your FSA is a "use it or lose it" benefit — and most employees leave hundreds of dollars on the table every year. The good news: thousands of everyday health products are FSA eligible. Here are the best FSA eligible items to spend your balance on before it expires.
Top Picks
What to Look For
- Check your FSA deadline — most plans have a Dec 31 cutoff, some allow a grace period into March.
- FSAStore.com and Amazon's FSA section guarantee eligibility — no LMN needed for listed items.
- Stock up on recurring items like contact lenses, sunscreen, and first aid supplies.
- Consider large-ticket items like massage guns, TENS units, and blue light glasses that last years.
Frequently Asked Questions
Prescription co-pays, contact lenses, quality sunscreen, first aid supplies, and durable medical items like massage guns or blood pressure monitors.
Most FSAs expire December 31st, with some plans offering a grace period through March 15 or a $610 carryover. Check with your HR or plan administrator.
Yes. SPF 15+ sunscreens are FSA eligible without a Letter of Medical Necessity.
Often yes, especially when purchased through FSA-eligible retailers or with a Letter of Medical Necessity for specific conditions.