Spend My Stipend
Free lookup tool

Is it covered by your stipend?

Look up any product to see which employer stipend typically covers it — wellness, remote work, professional development, or FSA/HSA. Every verdict comes with the reasoning you can forward to HR and a copy-paste request template.

AirPods Pro

noise-canceling wireless earbuds · $249

NoWellnessYesRemote WorkNoPro DevNoFSA/HSA

Apple Watch

smartwatch with fitness tracking · $249–$799

YesWellnessDependsRemote WorkNoPro DevDependsFSA/HSA

ChatGPT Plus Subscription

AI productivity subscription · $20 / month

NoWellnessDependsRemote WorkYesPro DevNoFSA/HSA

Coursera Plus Subscription

annual online learning subscription · $399–$499 / year

NoWellnessNoRemote WorkYesPro DevNoFSA/HSA

Gym Membership

commercial gym or boutique fitness studio · $10–$200 / month

YesWellnessNoRemote WorkNoPro DevDependsFSA/HSA

Herman Miller Aeron Chair

premium ergonomic office chair · $1,395–$1,895

NoWellnessYesRemote WorkNoPro DevDependsFSA/HSA

iPad

Apple tablet · $349–$1,299

NoWellnessDependsRemote WorkDependsPro DevNoFSA/HSA

MasterClass Subscription

annual expert-taught video subscription · $180–$276 / year

NoWellnessNoRemote WorkDependsPro DevNoFSA/HSA

Meditation App Subscription

Calm, Headspace, or similar mindfulness subscription · $69–$99 / year

YesWellnessNoRemote WorkNoPro DevDependsFSA/HSA

Oura Ring

sleep and recovery tracking ring · $299–$499

YesWellnessNoRemote WorkNoPro DevDependsFSA/HSA

Peloton Bike

indoor cycling bike · $1,445–$2,495

YesWellnessNoRemote WorkNoPro DevDependsFSA/HSA

PMP Certification

Project Management Professional certification · $555 exam + $300–$2,000 prep

NoWellnessNoRemote WorkYesPro DevNoFSA/HSA

Standing Desk

electric height-adjustable desk · $250–$1,200

DependsWellnessYesRemote WorkNoPro DevDependsFSA/HSA

Therapy Sessions

licensed mental health therapy · $50–$300 / session

YesWellnessNoRemote WorkNoPro DevYesFSA/HSA

Under-Desk Walking Pad

low-profile treadmill for standing desks · $200–$600

YesWellnessYesRemote WorkNoPro DevDependsFSA/HSA

How the verdicts work

Typically Yesmeans the purchase is approved by the large majority of employer stipend policies we've reviewed. You can usually submit the receipt without a preliminary check.

Depends on Employermeans it's a judgment call. Some companies approve it, others don't. Use the copy-paste HR template on each page to ask before you buy.

Typically Nomeans the item falls outside the stipend's typical scope. In rare cases a lifestyle spending account may approve it, but don't assume coverage.

Every employer's policy is different. These verdicts are guidance based on common policy patterns — always verify with your HR or benefits administrator before a large purchase.