How to Spend Your Wellness Stipend
A wellness stipend is free money for taking care of yourself. But because policies vary widely, many employees don't realize what's actually covered. This guide walks you through exactly how to spend your wellness stipend in 2026 across fitness, mental health, recovery, and more.
Top Picks
What to Look For
- Wellness is broad — covered items often include gym memberships, fitness equipment, meditation apps, and nutrition programs.
- Don't forget mental health: therapy, coaching, and wellness apps are increasingly covered.
- Monthly stipends are easy to overlook — set a reminder each month to spend them intentionally.
- Check for per-item limits and annual caps before making big purchases.
Frequently Asked Questions
Gym memberships, fitness equipment, meditation apps, massage, yoga classes, recovery tools, wellness programs, and often therapy or coaching.
Common ranges are $50–$100/month or $500–$2,000/year. Some tech companies offer unlimited reimbursement up to a category cap.
Usually yes. Peloton Digital, Strava Premium, Headspace, Calm, and similar apps are commonly reimbursed.
Many employers now cover therapy and mental health coaching under wellness stipends. Check your policy — this area is evolving rapidly.