Target Dream to Be (2026)
What Target's own page says about Dream to Be, field by field, with the gaps marked so you know what to ask HR. Checked 2026-10-14.
“U.S.-based Target team members are eligible for Dream to Be ... whether they're part-time or full-time, from their first day at Target.”
Dream to Be: the published terms
| Run by | Target with Guild |
|---|---|
| Annual dollar cap | Not stated on the employer's pageNo dollar cap published. Target describes about 500 tuition-free or partially funded programs. |
| How it pays | Tuition-free or partially funded, depending on the program |
| Part-time eligible | Yes, per the page |
| Waiting period | None: first day |
| Who is eligible | U.S.-based team members, part-time or full-time, from their first day |
| What it covers | Undergraduate and master's degrees, certificates, language learning, high school completion, bootcamps |
| Repayment if you leave | Not stated on the employer's page |
Note: Target's benefits page adds that eligibility requirements may vary by position, average hours worked and length of service.
How much of it is tax-free
Under a written educational assistance program, an employer can exclude up to $5,250 a year from your wages; anything above that is wages unless it qualifies as a working condition benefit (IRS Pub. 15-B, Educational Assistance). Target does not publish an annual amount, so whether you go over $5,250 depends on your program's cost. Ask HR how amounts above the limit are reported.
Run your amount through the tuition reimbursement calculator
What to ask HR
Target's page leaves 2 of 7 terms unstated. Ask for the written plan, and these:
- What is the annual limit, and is there a lifetime maximum?
- Do I have to repay anything if I leave within a set time?
Keep reading
- Target Tuition Reimbursement (2026): What Dream to Be CoversOur full guide to Dream to Be.
- Tuition reimbursement: the 2026 rulesThe $5,250 limit and the working condition rule, with sources.
- All employers in the databaseFilter by cap and part-time eligibility, or download the CSV.
- Course ROI calculatorWhether a program is worth your time.
Other employers
Sources and date checked
Every number and rule on this page comes from the pages below, read on October 14, 2026. If a source changes, this page can be out of date until it is rechecked.
- Dream to Be fact sheet, updated Sep 29, 2025 (corporate.target.com)
Every field and the quote on this page.
- IRS Publication 15-B (2026), Employer's Tax Guide to Fringe Benefits
The $5,250 annual exclusion for educational assistance and the working condition rule.
Not tax advice. This page is general information built from IRS publications, not advice for your situation. Plan rules, state law and your own facts can change the answer. Confirm with your plan administrator or a tax professional before you act.